Welcome to DhanSeva (dhansevaindia.com). By accessing or using our website and services, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully.

1. Acceptance of Terms

By visiting, registering, or using any service on DhanSeva, you confirm that you:

• Are at least 18 years old

• Have read, understood, and agreed to these Terms & Conditions

• Agree to comply with all applicable Indian laws and regulations

If you do not agree, please do not use our services.

2. Nature of Services

DhanSeva is a service facilitation platform that connects users with:

• Loan service providers

• Financial institutions, DSAs, and banks

• Legal, documentation, and compliance professionals

⚠️ DhanSeva is not a bank, NBFC, or financial institution.
We do not directly provide loans or legal judgments.

Approval, rejection, interest rate, tenure, and final terms are solely decided by the respective service provider.

3. Processing Fees

• A processing/service fee (e.g., ₹99) may be charged for certain services.

• The fee is for service facilitation and expert assistance only.

• Payment of fees does not guarantee loan approval or service completion.

4. User Responsibilities

You agree to:

• Provide accurate, complete, and truthful information

• Submit genuine documents only

• Not misuse the platform for illegal or fraudulent purposes

DhanSeva reserves the right to suspend or terminate services if false information is detected.

5. Loan & Financial Disclaimer

• Loan approval depends on bank/NBFC policies, credit score, income, and eligibility.

• DhanSeva does not influence or control lender decisions.

• We are not responsible for delays, rejections, or changes in loan terms by third parties.

6. Legal Services Disclaimer

• Legal services are provided by independent professionals.

• DhanSeva does not provide court representation or legal judgments.

• Advice shared is general guidance, not a substitute for formal legal opinion unless explicitly stated.

7. Third-Party Services

Our platform may include links or connections to third-party websites, banks, or professionals.
DhanSeva is not responsible for:

• Third-party actions or services

• Their accuracy, quality, or outcomes

Users engage with third parties at their own discretion.

8. Refund Policy

• Processing/service fees are non-refundable once work has started.

• Refunds, if any, are governed by our Refund Policy page.

• Loan rejection or delay does not qualify for a refund.

9. Intellectual Property

All website content including:

• Logo, text, graphics, design
  are the intellectual property of DhanSeva.

Unauthorized copying, reproduction, or misuse is strictly prohibited.

10. Limitation of Liability

DhanSeva shall not be liable for:

• Financial loss, business loss, or opportunity loss

• Loan rejection or legal outcomes

• Technical errors or service delays beyond our control

Maximum liability, if any, shall be limited to the amount paid by the user for the service.

11. Privacy & Data Protection

User data is handled as per our Privacy Policy.
By using our services, you consent to the collection and use of your data for service processing and communication.

12. Account Termination

We reserve the right to:

• Suspend or terminate accounts

• Refuse service without prior notice

If misuse, fraud, or policy violation is detected.

13. Governing Law & Jurisdiction

These Terms & Conditions shall be governed by the laws of India.
Any disputes shall be subject to the jurisdiction of New Delhi courts only.

14. Changes to Terms

DhanSeva may update these Terms & Conditions at any time without prior notice.
Continued use of the website means acceptance of the revised terms.

15. Contact Information

📍 Address: Masoodpur, Sector B, Vasant Kunj, New Delhi – 110070
📞 Phone: +91 8510002953
📧 Email: support@dhanseva.com